:root{--p:#1E3A8A;--s:#2563EB;--a:#FACC15;--bg:#FFFBEB;--t:#172554;--r:22px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font:17px/1.7 'Inter',system-ui,sans-serif;color:var(--t);background:var(--bg)}
h1,h2,h3{font-weight:700;font-family:'Bricolage Grotesque',sans-serif;color:var(--p);line-height:1.15}
a{color:inherit;text-decoration:none}img{max-width:100%}
.wrap{width:min(1180px,92%);margin:auto}section{padding:90px 0}
.sub{color:var(--p);font-weight:700;margin-bottom:10px}
h2{font-size:clamp(1.9rem,4vw,2.8rem);margin-bottom:18px}
.l{background:#fff}.d{background:var(--p);color:#e8eefc}.d h2,.d h3,.hero h1{color:#fff}.d .sub,.hero .sub{color:var(--a)}
.btn{display:inline-block;background:var(--a);color:var(--p);padding:14px 28px;border-radius:50px;border:0;cursor:pointer;font:inherit;font-weight:700;transition:.3s}
.btn:hover{transform:translateY(-3px);background:var(--p);color:#fff}.d .btn:hover,.hero .btn:hover{background:#fff;color:var(--p)}
.btn.alt{background:transparent;color:#fff;border:2px solid #ffffff88}
:focus-visible{outline:3px solid var(--a);outline-offset:3px}
header{position:fixed;top:0;width:100%;z-index:50;background:rgba(255,251,235,.92);backdrop-filter:blur(12px);box-shadow:0 2px 24px rgba(30,58,138,.08)}
nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo{display:flex;align-items:center;gap:10px;font:700 1.3rem 'Bricolage Grotesque',sans-serif;color:var(--p)}
.logo i{background:linear-gradient(135deg,var(--s),var(--a));color:#fff;width:42px;height:42px;border-radius:14px;display:grid;place-items:center;font-style:normal}
.menu{display:flex;gap:26px;align-items:center;list-style:none}.menu a:hover{color:var(--s)}.menu .btn:hover{color:#fff}
.burger{display:none;background:none;border:0;font-size:1.8rem;color:var(--p);cursor:pointer}
.hero{min-height:100vh;padding:170px 0 120px;position:relative;overflow:hidden;color:#e8eefc;background:radial-gradient(circle at 85% 40%,rgba(250,204,21,.35),transparent 45%),linear-gradient(160deg,var(--p),#2a4fb8)}
.hero h1{font-size:clamp(2.6rem,7vw,5.2rem);max-width:13ch;margin:14px 0 24px}
.hero p{max-width:54ch;font-size:1.2rem;margin-bottom:34px}.btns{display:flex;gap:16px;flex-wrap:wrap}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.pic{aspect-ratio:4/3;border-radius:120px var(--r) var(--r) var(--r);background:linear-gradient(135deg,var(--a),var(--s));display:grid;place-items:center;font-size:6rem;overflow:hidden}
.pic img{width:100%;height:100%;object-fit:cover}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.card{background:#fff;border-radius:var(--r);padding:30px;border:1px solid #f0e6bf;transition:.35s}.l .card{background:var(--bg)}
.card:hover{transform:translateY(-8px);border-color:var(--a);box-shadow:0 18px 40px rgba(37,99,235,.16)}
.d .card{background:#ffffff14;border-color:#ffffff26;color:#e8eefc}.d .card .who{color:#fff}
.card .e{font-size:2rem;display:grid;place-items:center;width:62px;height:62px;border-radius:18px;background:#FACC1555;margin-bottom:14px}
.card h3{font-size:1.25rem;margin-bottom:8px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;margin-top:50px;position:relative}
.steps:before{content:"";position:absolute;top:34px;left:8%;right:8%;height:3px;background:var(--a)}
.step{text-align:center;position:relative}.step b{width:68px;height:68px;border-radius:50%;background:var(--a);color:var(--p);display:grid;place-items:center;margin:0 auto 14px;font:700 1.5rem 'Bricolage Grotesque',sans-serif;box-shadow:0 0 0 8px var(--p);transition:.4s}
.step:hover b{transform:scale(1.15) rotate(8deg);background:#fff}
.faq details{background:var(--bg);border-radius:14px;margin-bottom:12px;border:1px solid #f0e6bf;overflow:hidden}
.faq summary{padding:20px 26px;font-weight:700;color:var(--p);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary:after{content:"+";color:var(--s);font-size:1.6rem;transition:.3s}.faq details[open] summary:after{transform:rotate(45deg)}
.faq details[open]{border-color:var(--a)}.faq details p{padding:0 26px 22px;animation:dn .4s}@keyframes dn{from{opacity:0;transform:translateY(-8px)}}
form{display:grid;gap:14px}
input,select,textarea{width:100%;padding:14px 16px;border:1.5px solid #e6dcae;border-radius:12px;font:inherit;background:#fff;color:var(--t)}
input:focus,select:focus,textarea:focus{border-color:var(--s);outline:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.hp{display:none}
.box{background:#fff;padding:36px;border-radius:var(--r);color:var(--t);box-shadow:0 20px 50px rgba(30,58,138,.12)}
.stars{color:var(--a);letter-spacing:3px}.who{margin-top:14px;font-weight:700;color:var(--p)}
footer{background:#111f4f;color:#cfd9f5;padding:70px 0 0}
.fg{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:36px}
footer h3{color:#fff;font-size:1.15rem;margin-bottom:14px}footer li{list-style:none;margin-bottom:8px}footer a:hover{color:var(--a)}
footer input{background:#ffffff14;border-color:#ffffff33;color:#fff}footer .btn:hover{background:#fff}
.copy{margin-top:50px;padding:22px 0;border-top:1px solid #ffffff22;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.95rem}
.copy span a{margin-left:18px}
.page-h{padding:150px 0 60px;background:linear-gradient(160deg,var(--p),#2a4fb8)}.page-h h1{color:#fff;font-size:clamp(2rem,5vw,3.4rem)}
.doc{padding:60px 0}.doc h2{font-size:1.5rem;margin:30px 0 8px}.doc ul{margin-left:22px}.doc a{color:var(--s);text-decoration:underline}
.msg{padding:14px 18px;border-radius:12px;background:var(--a);color:var(--p);font-weight:700;display:none}.msg.err{background:#fecaca}
.rv{opacity:0;transform:translateY(30px);transition:1s}.rv.in{opacity:1;transform:none}
@media(max-width:900px){.burger{display:block}.menu{position:absolute;top:76px;left:0;right:0;background:var(--bg);flex-direction:column;padding:24px;display:none}.menu.open{display:flex}
.split,.fg{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.steps:before{display:none}.fcard{opacity:.2;right:-40px;width:280px}section{padding:64px 0}}
@media(max-width:600px){.grid,.two{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
@keyframes grow{from{transform:scaleY(0)}}@keyframes fl{50%{transform:translateY(-14px)}}
.fcard{position:absolute;right:8%;top:50%;width:min(360px,34vw);aspect-ratio:1.6;margin-top:-110px;border-radius:24px;padding:24px;background:linear-gradient(135deg,var(--s),#1d4ed8);color:#fff;box-shadow:0 30px 60px rgba(0,0,0,.35);display:flex;flex-direction:column;justify-content:space-between;font-weight:700;animation:fc 5s ease-in-out infinite}
.fcard:before{content:"";position:absolute;inset:0;border-radius:24px;background:var(--a);transform:rotate(14deg) translate(22px,18px);z-index:-1}
.fcard i{width:48px;height:36px;border-radius:8px;background:var(--a);display:block}.fcard small{letter-spacing:.18em}
@keyframes fc{0%,100%{transform:rotate(-8deg)}50%{transform:rotate(-5deg) translateY(-16px)}}